rewards.
| You are | Choose | Fine print |
| In credit card debt | 0% balance transfer credit card | Make sure you pay it off before the interest rate increases. |
| Going on holiday | Travel credit card | Avoid withdrawing cash on this card as you’ll pay high fees. |
| Looking for rewards | Air miles credit card | Pay this off monthly to avoid the high interest (which would cost you more than the rewards). |
| In overdraft debt | 0% money transfer credit card | Pay this off before the low interest deadline expires. |
| Planning a wedding | 0% purchase credit card | Spend carefully, and if you do need low interest credit then make sure you pay it off before the discount period ends. |
| In need of a little extra money before payday | Consono’s salary advance | An alternative to high interest rate credit cards, this gives you an interest free advance of your monthly salary. |
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